Wish,regret and complaining

Use of I wish / if only:

There are three distinct types of I wish / if only sentences:

1. 
   Wish, wanting change for the present or future with the simple past.
2. 
   Regret with the past perfect.
3. 
   Complaints with would + verb.

Expressing a wish:

Form:

If only / I wish + simple past

Example:

If only I knew how to use a computer. (I don’t know how to use a computer and I would like to learn how to use it)

Use:

• 
  To express a wish in the present or in the future.
• 
  The simple past here is an unreal past.
• 
  When you use the verb to be the form is “were”.
  
  Example:
  
  I wish I were a millionaire!

Expressing regret:

Form:

If only / I wish + past perfect

Example:

If only I had woken up early. (I didn’t wake up early and I missed my bus.)

Use:

• 
  To express a regret.
• 
  The action is past.

Complaining:

Form:

I wish / if only + would + verb

Example:

I wish you wouldn't arrive so late all the time (I'm annoyed because you always come late and I want you to arrive on time)

Use:

• 
  To complain about a behaviour that you disapprove.
• 
  Expressing impatience, annoyance or dissatisfaction with a present action.